Monday, January 15, 2007

Unsecured Credit Cards For People With Bad Credit

Bad Credit?


LOOKING FOR UNSECURED CREDIT CARDS FOR PEOPLE WITH BAD CREDIT?


Have you recently been turned down for a credit card?
You can obtain an unsecured credit card. There are several companies out there that want to help you. Eager to get you back on the right track to establishing the good credit that you deserve. We have all been through times when things got rough and bills became hard to handle. Its time to take the first step in re-establishing yourself in the credit world.
There truly are some companys that offer unsecured credit cards to people with less than perfect credit. Even bad credit. Check out these companies and see what they have to offer. Im sure that one of them will have the perfect card for you.


Imagine the possibilities with an Unsecured Gold MasterCard Credit Card even if your credit is less than perfect!
We have listed several links to sites that will direct you to the Credit Card Company thats right for you.
However, in your search for unsecured credit, there are many scams running out there today. First off, don't fall into the drama that you can pay someone to fix your credit! You have direct access to your credit report and you can accomplish this on your own. YOU can correct genuine mistakes or outdated information yourself by contacting credit bureaus directly. Remember that only time and good credit habits will restore your credit worthiness. You DO NOT HAVE TO PAY SOMEONE TO DO THIS FOR YOU!!!!


Also, Secured and unsecured cards can be used to pay for goods and services. However, a secured card requires you to open and maintain a savings account as security for your line of credit; an unsecured card does not. The secured deposit can range anywhere from a few hundred dollars to a few thousand dollars.


Keeping in mind that there will be significatly higher fees and charges to obtain these unsecured credit cards, if you do it right, you can none the less begin to repair your credit and in time, get the credit cards that are much lower in rates and have your credit established again.


Anyone can obtain their credit report from all 3 major reporting credit bureaus once a year for free. If I were you, that would be my first step. I would request all of them, and then once you have them, you can start from there and you will know just what you need to do to get started on repairing your credit.

You can ask for your free reports here:
https://www.annualcreditreport.com/cra/index.jsp


Don't wait another day! Get that credit that you deserve!